Blue Cross Blue Shield Of Alabama Copay



A Medicare Supplement from Blue Cross and Blue Shield of Alabama will help you with the copayments, coinsurance, and deductibles, making your costs more manageable. Blue Cross and Blue Shield of Alabama offers 1 different lettered plans, each with its own pros and cons. Blue Advantage Premier (PPO) Part-C Premium. Blue Cross and Blue Shield of Alabama plan charges a $106.0 Part-C premium. The Part C premium covers Medicare medical, hospital benefits and supplemental benefits if offered. You generally are also responsible for paying the Part B premium.

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Choose the Medicare Advantage plan that provides peace of mind, security and flexibility at an affordable price.

Our popular Blue Advantage Complete® (PPO) plan provides comprehensive hospital, doctor and prescription drug coverage in one easy plan.

  • $0 monthly premium available STATEWIDE
  • Largest provider network in Alabama with over 95% of all doctors and 100% of hospitals
  • NO REFERRALS to see specialists
  • Out of network FLEXIBILITY
  • NO DEDUCTIBLE for generic prescriptions
  • Drug copays as low as $2 — even in the 'donut hole'
  • $0 copay for routine vision and hearing exams
  • $250 annual preventive dental allowance
  • $100 annual eyewear allowance
  • FREE SilverSneakers® fitness membership**

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Blue Advantage Premier (PPO) H0104-015 is a 2021 Medicare Advantage Plan or Medicare Part-C plan by Blue Cross and Blue Shield of Alabama available to residents in Alabama. This plan includes additional Medicare prescription drug (Part-D) coverage. The Blue Advantage Premier (PPO) has a monthly premium of $170.00 and has an in-network Maximum Out-of-Pocket limit of $3,400 (MOOP). This means that if you get sick or need a high cost procedure the co-pays are capped once you pay $3,400 out of pocket. This can be a extremely nice safety net.

Blue Advantage Premier (PPO) is a Local PPO. A preferred provider organization (PPO) is a Medicare plan that has created contracts with a network of 'preferred' providers for you to choose from at reduced rates. You do not need to select a primary care physician and you do not need referrals to see other providers in the network. Offering you a little more flexibility overall. You can get medical attention from a provider outside of the network but you will have to pay the difference between the out-of-network bill and the PPOs discounted rate.

Blue Cross and Blue Shield of Alabama works with Medicare to provide significant coverage beyond Part A and Part B benefits. If you decide to sign up for Blue Advantage Premier (PPO) you still retain Original Medicare. But you will get additional Part A (Hospital Insurance) and Part B (Medical Insurance) coverage from Blue Cross and Blue Shield of Alabama and not Original Medicare. With Medicare Advantage Plans you are always covered for urgently needed and emergency care. Plus you receive all of the benefits of Original Medicare from Blue Cross and Blue Shield of Alabama except hospice care. Original Medicare still provides you with hospice care even if you sign up for a Medicare Advantage Plan.



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2021 Blue Cross and Blue Shield of Alabama Medicare Advantage Plan Costs

Name:
Plan ID:
H0104-015
Provider:Blue Cross and Blue Shield of Alabama
Year:2021
Type: Local PPO
Monthly Premium C+D: $170.00
Part C Premium: $106.0
MOOP: $3,400
Part D (Drug) Premium: $64.00
Part D Supplemental Premium $0
Total Part D Premium: $64.00
Drug Deductible: $0
Tiers with No Deductible:0
Gap Coverage:Yes
Benchmark:not below the regional benchmark
Type of Medicare Health:Enhanced Alternative
Drug Benefit Type:Enhanced
Similar Plan:H0104-012

Blue Advantage Premier (PPO) Part-C Premium

Blue Cross and Blue Shield of Alabama plan charges a $106.0 Part-C premium. The Part C premium covers Medicare medical, hospital benefits and supplemental benefits if offered. You generally are also responsible for paying the Part B premium.


H0104-015 Part-D Deductible and Premium

Blue Advantage Premier (PPO) has a monthly drug premium of $64.00 and a $0 drug deductible. This Blue Cross and Blue Shield of Alabama plan offers a $64.00 Part D Basic Premium that is not below the regional benchmark. This covers the basic prescription benefit only and does not cover enhanced drug benefits such as medical benefits or hospital benefits. The Part D Supplemental Premium is $0 this Premium covers any enhanced plan benefits offered by Blue Cross and Blue Shield of Alabama above and beyond the standard PDP benefits. This can include additional coverage in the gap, lower co-payments and coverage of non-Part D drugs. The Part D Total Premium is $64.00. The Part D Total Premium is the addition of the supplemental and basic premiums for some plans this amount can be lower due to negative basic or supplemental premiums.


Blue Cross and Blue Shield of Alabama Gap Coverage

In 2021 once you and your plan provider have spent $4130 on covered drugs. (combined amount plus your deductible) You will be in the coverage gap. (AKA 'donut hole') You will be required to pay 25% for prescription drugs unless your plan offers additional coverage. This Blue Cross and Blue Shield of Alabama plan does offer additional coverage through the gap.


Premium Assistance

The Low Income Subsidy (LIS) helps people with Medicare pay for prescription drugs, and lowers the costs of Medicare prescription drug coverage. Depending on your income level you may be eligible for full 75%, 50%, 25% premium assistance. The Blue Advantage Premier (PPO) medicare insurance offers a $33.80 premium obligation if you receive a full low-income subsidy (LIS) assistance. And the payment is $41.30 for 75% low income subsidy $48.90 for 50% and $56.40 for 25%.


Full LIS Premium: $33.80
75% LIS Premium: $41.30
50% LIS Premium: $48.90
25% LIS Premium: $56.40

H0104-015 Formulary or Drug Coverage

Blue Advantage Premier (PPO) formulary is divided into tiers or levels of coverage based on usage and according to the medication costs. Each tier will have a defined copay that you must pay to receive the drug. Drugs in lower tiers will usually cost less than those in higher tiers.By reviewing different Medicare Drug formularies, you can pick a Medicare Advantage plan that covers your medications. Additionally, you can choose a plan that has your drugs listed at a lower price.



2021 Blue Advantage Premier (PPO) Summary of Benefits



Additional Benefits


No


Comprehensive Dental


Diagnostic services$0 copay
Diagnostic services$0 copay (Out-of-Network)
Endodontics$0 copay (Out-of-Network)
Endodontics$0 copay
Extractions$0 copay
Extractions$0 copay (Out-of-Network)
Non-routine services$0 copay
Non-routine services$0 copay (Out-of-Network)
Periodontics$0 copay
Periodontics$0 copay (Out-of-Network)
Prosthodontics, other oral/maxillofacial surgery, other services$0 copay (Out-of-Network)
Prosthodontics, other oral/maxillofacial surgery, other services$0 copay
Restorative services$0 copay
Restorative services$0 copay (Out-of-Network)


Deductible


$0


Diagnostic Tests and Procedures


Diagnostic radiology services (e.g., MRI)$25 copay
Diagnostic radiology services (e.g., MRI)50% coinsurance (Out-of-Network)
Diagnostic tests and procedures50% coinsurance (Out-of-Network)
Diagnostic tests and procedures$0 copay
Lab services$0 copay
Lab services50% coinsurance (Out-of-Network)
Outpatient x-rays50% coinsurance (Out-of-Network)
Outpatient x-rays$5 copay


Doctor Visits


Primary$5 copay per visit
Primary50% coinsurance per visit (Out-of-Network)
Specialist$25 copay per visit
Specialist50% coinsurance per visit (Out-of-Network)


Emergency care/Urgent Care


Emergency$120 copay per visit (always covered)
Urgent care$5-25 copay per visit (always covered)


Foot Care (podiatry services)


Foot exams and treatment$20 copay
Foot exams and treatment50% coinsurance (Out-of-Network)
Routine foot careNot covered


Blue

Ground Ambulance

Blue cross blue shield of alabama copay
$150 copay (Out-of-Network)
$150 copay


Hearing


Fitting/evaluationNot covered
Hearing aids$699-999 copay
Hearing aids$699-999 copay (Out-of-Network)
Hearing exam$10 copay
Hearing exam50% coinsurance (Out-of-Network)


Inpatient Hospital Coverage


$175 per day for days 1 through 5
$0 per day for days 6 through 90
$0 per day for days 91 and beyond
50% per stay (Out-of-Network)


Medical Equipment/Supplies


Diabetes supplies50% coinsurance per item (Out-of-Network)
Diabetes supplies$0 copay
Durable medical equipment (e.g., wheelchairs, oxygen)50% coinsurance per item (Out-of-Network)
Durable medical equipment (e.g., wheelchairs, oxygen)20% coinsurance per item
Prosthetics (e.g., braces, artificial limbs)20% coinsurance per item
Prosthetics (e.g., braces, artificial limbs)50% coinsurance per item (Out-of-Network)


Medicare Part B Drugs


Chemotherapy20% coinsurance
Chemotherapy50% coinsurance (Out-of-Network)
Other Part B drugs20% coinsurance
Other Part B drugs50% coinsurance (Out-of-Network)


Mental Health Services


Inpatient hospital - psychiatric50% per stay (Out-of-Network)
Inpatient hospital - psychiatric$175 per day for days 1 through 5
$0 per day for days 6 through 90
Outpatient group therapy visit$25 copay
Outpatient group therapy visit50% coinsurance (Out-of-Network)
Outpatient group therapy visit with a psychiatrist$25 copay
Outpatient group therapy visit with a psychiatrist50% coinsurance (Out-of-Network)
Outpatient individual therapy visit$25 copay
Outpatient individual therapy visit50% coinsurance (Out-of-Network)
Outpatient individual therapy visit with a psychiatrist50% coinsurance (Out-of-Network)
Outpatient individual therapy visit with a psychiatrist$25 copay


MOOP


$5,100 In and Out-of-network
$3,400 In-network


Option


No


Optional supplemental benefits


No


Outpatient Hospital Coverage


$150 copay per visit
50% coinsurance per visit (Out-of-Network)


Preventive Care


50% coinsurance (Out-of-Network)
$0 copay


Preventive Dental


Cleaning$0 copay
Cleaning$0 copay (Out-of-Network)
Dental x-ray(s)$0 copay (Out-of-Network)
Dental x-ray(s)$0 copay
Fluoride treatment$0 copay (Out-of-Network)
Fluoride treatment$0 copay
Oral exam$0 copay (Out-of-Network)
Oral exam$0 copay


Blue Cross Blue Shield Prescription Coverage

Rehabilitation Services


Occupational therapy visit$20 copay
Occupational therapy visit50% coinsurance (Out-of-Network)
Physical therapy and speech and language therapy visit50% coinsurance (Out-of-Network)
Physical therapy and speech and language therapy visit$20 copay


Skilled Nursing Facility


$0 per day for days 1 through 20
$100 per day for days 21 through 55
$0 per day for days 56 through 100
50% per stay (Out-of-Network)


Transportation


Not covered


Vision


Contact lenses50% coinsurance (Out-of-Network)
Contact lenses$0 copay
Eyeglass framesNot covered
Eyeglass lensesNot covered
Eyeglasses (frames and lenses)50% coinsurance (Out-of-Network)
Eyeglasses (frames and lenses)$0 copay
OtherNot covered
Routine eye exam$0 copay
Routine eye exam50% coinsurance (Out-of-Network)
UpgradesNot covered


Wellness Programs (e.g. fitness nursing hotline)


Covered

Reviews for Blue Advantage Premier (PPO) H0104


2019 Overall Rating
Part C Summary Rating
Part D Summary Rating
Staying Healthy: Screenings, Tests, Vaccines
Managing Chronic (Long Term) Conditions
Member Experience with Health Plan
Complaints and Changes in Plans Performance
Health Plan Customer Service
Drug Plan Customer Service
Complaints and Changes in the Drug Plan
Member Experience with the Drug Plan
Drug Safety and Accuracy of Drug Pricing

Staying Healthy, Screening, Testing, & Vaccines

Total Preventative Rating
Breast Cancer Screening
Colorectal Cancer Screening
Annual Flu Vaccine
Improving Physical
Improving Mental Health
Monitoring Physical Activity
Adult BMI Assessment

Managing Chronic And Long Term Care for Older Adults

Total Rating
SNP Care Management
Medication Review
Functional Status Assessment
Pain Screening
Osteoporosis Management
Diabetes Care - Eye Exam
Diabetes Care - Kidney Disease
Diabetes Care - Blood Sugar
Rheumatoid Arthritis
Reducing Risk of Falling
Improving Bladder Control
Medication Reconciliation
Statin Therapy

Member Experience with Health Plan

Total Experience Rating
Getting Needed Care
Customer Service
Health Care Quality
Rating of Health Plan
Care Coordination

Member Complaints and Changes in Blue Advantage Premier (PPO) Plans Performance

Total Rating
Complaints about Health Plan
Members Leaving the Plan
Health Plan Quality Improvement
Timely Decisions About Appeals

Health Plan Customer Service Rating for Blue Advantage Premier (PPO)

Blue Cross Blue Shield Of Alabama Copays And Deductibles

Total Customer Service Rating
Reviewing Appeals Decisions
Call Center, TTY, Foreign Language

Blue Advantage Premier (PPO) Drug Plan Customer Service Ratings

Total Rating
Call Center, TTY, Foreign Language
Appeals Auto
Appeals Upheld

Ratings For Member Complaints and Changes in the Drug Plans Performance

Total Rating
Complaints about the Drug Plan
Members Choosing to Leave the Plan
Drug Plan Quality Improvement

Member Experience with the Drug Plan

Total Rating
Rating of Drug Plan
Getting Needed Prescription Drugs

Drug Safety and Accuracy of Drug Pricing

Total Rating
MPF Price Accuracy
Drug Adherence for Diabetes Medications
Drug Adherence for Hypertension (RAS antagonists)
Drug Adherence for Cholesterol (Statins)
MTM Program Completion Rate for CMR
Statin with Diabetes


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Nx cad for mac. Or Call
1-855-778-4180
Mon-Sat 8am-11pm EST
Sun 9am-6pm EST



Coverage Area for Blue Advantage Premier (PPO)

(Click county to compare all available Advantage plans)

State: Alabama
County:Autauga,Baldwin,Barbour,Bibb,Blount,
Bullock,Butler,Calhoun,Chambers,
Cherokee,Chilton,Choctaw,Clarke,
Clay,Cleburne,Coffee,Colbert,
Conecuh,Coosa,Covington,Crenshaw,
Cullman,Dale,Dallas,DeKalb,
Elmore,Escambia,Etowah,Fayette,
Franklin,Geneva,Greene,Hale,
Henry,Houston,Jackson,Jefferson,
Lamar,Lauderdale,Lawrence,Lee,
Limestone,Lowndes,Macon,Madison,
Marengo,Marion,Marshall,Mobile,
Monroe,Montgomery,Morgan,Perry,
Pickens,Pike,Randolph,Russell,
Shelby,St Clair,Sumter,Talladega,
Tallapoosa,Tuscaloosa,Walker,Washington,
Wilcox,Winston,

Blue Cross Blue Shield Of Alabama Urgent Care Copay

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Blue Cross Blue Shield Health Plans


Blue Cross Blue Shield Of Alabama Copay

Source: CMS.
Data as of September 9, 2020.
Notes: Data are subject to change as contracts are finalized. For 2021, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part D benefit.Includes 2021 approved contracts. Employer sponsored 800 series and plans under sanction are excluded.